8) Spend On Others
True happiness is not in money, but on doing things with and for others! Helping someone needy with their education or someone who needs money for medical care will be far more fulfilling than having a few cold coffees on a daily basis over an idle session of gossiping!
If you spend wisely, you can save some money that can always come handy to you in times of need. Or you can always invest part of those savings to make money out of them!
Think deep, spend carefully!